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Long Term Care Insurance Basics

Life expectancies have exploded over the last 50 years, and for most couples, at least one spouse will live until age 90 or older.  Yet along with age come a variety of maladies — everything from diabetes and high blood pressure to broken hips or dementia. Often, these types of illnesses and accidents require health care expenses [...]

Are You Gambling or Investing?

We’ve all heard the old adage that investing in the market is the same thing as gambling.  America’s #1 wagering event is the Super Bowl and, according to, $87.5 million worth of legal bets were placed at Nevada sports books on last year’s game.  That sounds like a lot, until you read the next line. [...]