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Is It Time for Life Insurance?

Many younger Americans lack life insurance. A 2014 report from insurance industry analyst LIMRA found that only a third of Gen Y Americans have any life insurance coverage. In the same survey of 6,000 respondents, six in 10 Gen X and Gen Y Americans said their households would be hard pressed to make ends meet […]

Long Term Care Insurance Basics

Life expectancies have exploded over the last 50 years, and for most couples, at least one spouse will live until age 90 or older.  Yet along with age come a variety of maladies — everything from diabetes and high blood pressure to broken hips or dementia. Often, these types of illnesses and accidents require health care expenses […]

5 Life Insurance Myths Debunked

Life insurance may not sound all that exciting, but when you do stop to think about life insurance it’s not uncommon to assume that since the concept is simple enough, so too are the products.  It’s also fairly easy to rationalize the things you really don’t understand about life insurance, and before you know it, […]